Compliant but not Secure: Why PCI-Certified Companies Are Being Breached

The Payment Card Industry published the Data Security Standard 11 years ago; however, criminals are still breaching companies and getting access to cardholder data. The number of security breaches in the past two years has increased considerable, even among the companies for which assessors deemed compliant. In this paper, the author conducts a detailed analysis of why this is still occurring and proposes changes companies should adopt to avoid a security breach.